About Us
Texas Heritage Insurance Group is an independent insurance agency that works with the very best insurance providers, and we will "shop rates" for you as we are not tied to just one single provider company. We will offer the best value for your dollar with superior customer service. We know our geographic area and what insurance and coverages would be needed or specific to our area. As a local insurance agency, Texas Heritage Insurance Group strives to ensure customer confidence with the following means:
• Independent Agency
• Multiple Companies
• Knowledge of geographical area
• Locally based storefront
• Stable long-term staff
• Discounts and credits
Our agency represents companies with A.M. Best Financial Strength Ratings of Good to Excellent. Here is a link to the Texas Department of Insurance consumer area where you can look up an insurance company and see their financial strength as well as complaint information. https://apps.tdi.state.tx.us/pcci/pcci_search.jsp
OUR BACKGROUND:
On November 4, 1899, a group of farmers in rural Texas, north of present day Houston, organized a farm mutual insurance association to provide fire insurance at a time when large corporate companies considered agriculture business “too risky”. Over the years coverages were added as the insurance industry progressed.
In 1980, Ken Schultz became a licensed agent, forming Ken Schultz Insurance Agency. Many other insurance companies were added creating a large independent personal lines agency. As insurance products were added, additional agents joined our offices in order to give our customers quality service.
Today we operate under the name of Texas Heritage Insurance Group where we strive to combine the service of the mutual insurance concept with modern companies and products. We offer value to homeowners seeking the best discounts on the highest quality financial products.

